Big decision of RBI, customers of bankrupt banks will get amount up to Rs 5 lakh

RBI का बड़ा निर्णय, दिवालिया हो चुके बैंकों के ग्राहकों को मिलेगी 5 लाख रुपए तक की राशि

The DICGC Amendment Bill was passed in Parliament only last month. According to this bill, a provision has been made by the Reserve Bank of India to return the money to the customers within 90 days of the implementation of the moratorium in the banks.

New Delhi. Taking a big decision for the customers of bankrupt banks, the Reserve Bank’s subsidiary Deposit Insurance Credit Guarantee Corporation (DICGC) has sought a list of customers of all such banks. All such account holders will be given back the money deposited in 21 bankrupt banks including PMC Bank till December 29. For this, the Reserve Bank has asked DICGC to prepare a list of all eligible customers within 90 days.

It is noteworthy that the DICGC Amendment Bill was passed in the Parliament only last month. According to this bill, a provision has been made by the Reserve Bank of India to return the money to the customers within 90 days of the implementation of the moratorium in the banks. Let us tell you that the amount deposited by the customers in banks is covered through insurance so that if the bank ever gets into any kind of financial crisis or goes bankrupt in the future, then the bank account holders can get a maximum of five lakh rupees. Even if the amount deposited by them is more than Rs. Till some time ago this amount was one lakh rupees.

Also read: The country’s economy has improved after the second wave of Corona: Piyush Goyal

Banks of Maharashtra and Karnataka became the most bankrupt
Out of the 21 bankrupt banks sought by the Reserve Bank, Maharashtra has the highest number of 11 banks while five are from Karnataka. Apart from these, one bank each from Rajasthan, Punjab, Kerala, Uttar Pradesh and Madhya Pradesh has also been included in this list.

Also read: State should give compensation of 50 thousand rupees for every death due to corona: Central Government

Account holders’ money will be available till December 29
According to media reports, all banks will submit the list of their eligible account holders to the Deposit Insurance Credit Guarantee Corporation (DICGC) by October 15. Banks will be able to update this list by November 29 and will also be able to add the calculation of principal and interest of customers to it. After this, after checking these lists, all the eligible account holders will be given money. According to sources, all eligible account holders of submerged banks will get the money by December 29.





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